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Maria Ofelia
Maria Ofelia is fifty-two years old and lives with her life partner in their own home. She has a store where she sells basic-need items, like bulk grains, milk, bread, soap products, and other items. She has been in this business for several years and has had a lot of experience in sales, which allows her to obtain the best profits.

The store is located in her home, which is in a community that has a lot of foot traffic. She already has a lot of customers; the people prefer her because the store is well-supplied with high-quality products at good prices. Furthermore, she provides excellent service. Maria is an enterprising and active woman, who is dedicated to her work and has a lot of drive to move forward. She is always looking for new opportunities that will open a path to success.

Like all good saleswomen, she wants to increase her business but needs to make new investments. For this reason, she is requesting a loan from INTEGRAL that will allow her to buy bulk grains, snacks, instant foods/beverages, drinks, soap products, etc. Maria Ofelia has good payment references and is very responsible. She is very thankful for the help, and assures that she will be able to pay off the debt while being able to give her family a better quality of life.
View original language description ↓
Maria Ofelia de cincuenta y dos años de edad vive junto a su compañero de vida en casa propia; ella posee una tienda donde vende artículos de primera necesidad, granos básicos, leche, pan, jabones, entre otros, tiene varios años con el negocio y se ha hecho de mucha experiencia en las ventas lo que le permite obtener las mejores ganancias, la tienda esta ubicada en su vivienda en una comunidad muy transitada de personas , ya tiene mucha clientela pues las personas la prefieren porque es la tienda mas surtida con productos de calidad, a muy buenos precios y además con un servicio excelente; Maria es una mujer emprendedora, activa, dedicada a su labor y con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le abran camino al éxito, como toda buena comerciante quiere acrecentar el negocio pero necesita realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, producto instantáneo, bebidas, jabones, etc. Maria Ofelia tiene buenas referencias de pago y es muy responsable se siente muy agradecida con la ayuda, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 736
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Maria Ofelia to buy bulk grains, snacks, instant foods/beverages, drinks, and soap products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 22, 2013
Currency Exchange Loss:
Aug 18, 2013