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Haidi Betzabeth
Haidi lives in Las Orquídeas. She is 18, married, and has a son. She decided to look for work to help her family get ahead. No one gave her the chance to work for a company, so she gathered her money to open her cosmetics business. The business has slowly grown and has an excellent client base.

Haidi will use the loan to buy a wider range of cosmetics, perfumes, and clothing to increase sales. Her goals are to finish renovating her house and to buy a car.
View original language description ↓
Haidi vive en las orquídeas tiene 18 años. Es casado tiene un hijo. Ella tomo la decisión de buscar trabajo para salir adelante con su familia y terminar de estudiar, pero como nadie le daba la oportunidad de trabajar en una empresa. Ella decide reunir dinero que tenia para así dar apertura su negocio de venta de cosméticos.
En la actualidad su negocio poco a poco creció hasta llegar a tener una excelente clientela. Haidi con el préstamo comprara cosméticos, perfumes, ropa para tener mas variedad y asi tener mas ventas. Su meta es culminar los arreglos de su vivienda y comprar un auto.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Haidi Betzabeth to buy clothing, cosmetics, and perfumes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 22, 2013
Currency Exchange Loss:
Jan 18, 2014