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Adile, twenty-two years old, is married and a young mother of two children. She and her family live in a village in a southern part of Kosovo in very bad conditions.

In order to earn a living, her husband works transporting goods for others and earns a very small income. Adile, along with her husband, is now planning to buy a horse as a way of providing and transporting goods, such as wood and other materials, for others. This business is the only main source of income for the family.

Adile is now requesting a loan in order to purchase this horse, which will help them to increase the family income. Her goal is to improve the living conditions and overall quality of life for her family. She hopes in the future to give her children a better education and wants to thank all Kiva lenders.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 11
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Adile to purchase a horse for transporting goods.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 22, 2013
Currency Exchange Loss:
Oct 17, 2014