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Kamo is a 31-year-old farmer from Gugarq village. He keeps eight cows and 15 chickens. He also cultivates potatos. Despite his young age, Kamo has a good deal of experience in agricultural businesses. This is the only source of income for him and his family.

Kamo lives with his parents and sister who are also involved in agriculture. He has applied for this loan to expand his agricultural business. With part of the loan he will purchase barley seeds and will start the cultivation of the barley. With the other part of the loan Kamo will purchase forage for feeding the livestock. The loan is very important for Kamo to be able to increase his income and ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Kamo to pay for barley seeds and forage for feeding the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Jan 22, 2013
Currency Exchange Loss:
Nov 17, 2014