A loan of $625 helped to purchase piglets.


Manana's story

Manana is 27 years old. She lives in a small village of Bolnisi District with her mother, brother, and a sister-in-law. Manana requested a loan from local financial institutions several times, for a family business start-up, but without any success. Her loan request was rejected every time, because of low income and the family’s poor living conditions.

The only source of income for the family is their agricultural activities. In particular, they have 30 hens. They sell eggs locally, in an open market. The income is hardly enough to buy food for the family. According to Credo estimations the family belongs to the subsistence poor category.

Manana requested a loan from Credo to start up a family business. Her loan request was approved, in the framework of a new joint initiative of Kiva and Credo. The start-up loan program envisages provision of business start-up and restart-up credits with soft conditions to country rural poor people, who do not have access to other credit products, being regarded as “high risk borrowers” because of low income.

With the received credit, Manana will purchase piglets. She plans to raise them and then resell them at a higher price. This will increase the income of the family. The new business initiative, financed with the Kiva start-up loan, will significantly improve the living conditions of the family.



Loan details


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Loan details