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Lakheswar Self Help Group
In this Group: Pramila , Sarojini , Pratima , Namita , Kamali, Upasi , Arati , Duti , Sajani
Lakheswar Self Help Group was formed with nine members in 2006 in a small village in Odisha. They all came together to help each other and solve the social issues among them, save money and provide financial support to their families. They chose Pramila as the leader of their group. The lady standing first from the right side of the photograph is Pramila. She is a 35-year-old woman living with her husband and her son, aged 11.

Since ten years ago, Pramila’s husband has been working as a farmer to manage his small family. It is not sufficient to manage the family. So Pramila is helping her husband by working with him and being involved in the milk business. She has three years experience in this business. She has requested a loan to buy a cow and fodder so that she can support her family’s income.

Pramila says that by selling milk, she can support her family and she can send her son to a good school; through that, she can provide a better education to her son.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 1
    View loans »
    India Loans Fundraising
  • $6,681,725
    Funds lent in using Kiva
  • 53.5
    India Rupees (INR) = $1 USD