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Ms Fatima is a 44-year-old married woman. According to Fatima, she faced many problems during her early married life. Her husband is a laborer. He was not able to cover the expenses for his family. Fatima took the initiative to start her business by taking a loan from Kashf foundation six years ago. Now, she is very satisfied and has requested a repeat loan of 30000 PKR to buy spools of thread as well as packs of sequins, pearls and glittering material. Her embroidery patterns are very popular in her street, so she intends to use the profits for her children’s well-being and education. Fatima shared her dream of running a training center for girls from her village. She would teach embroidery skills, so they can help her expand her business, and to also earn money for themselves. Fatima is also interested in opening her own shop in the market to display her valuable work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,401,875
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Fatima to buy spools of thread as well as packs of sequins, pearls and glittering material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 3, 2013
Feb 1, 2013
Currency Exchange Loss:
Nov 17, 2013