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Akmal is a resident of the Bohtar region. He is 24 years old. He is married. He has two children. Akmal lives with his parents. Akmal's wife is a homemaker. They have a large and united family. His brother is abroad. Akmal's mother sells at the market. Akmal has a high school education.

Akmal has been providing services on his scooter for two years. Akmal meets with many difficulties in his daily life. A big family has large expenditures. This is why Akmal is taking out a loan, he is determined to raise livestock in his free time. He is taking out a loan to purchase two calves and one cow. This way, Akmal would like to start buying and selling large livestock.
View original language description ↓
Акмал житель района Бохтар. Ему 24 года. Он женат. У него двое детей. Акмал живет с родителями. Жена Акмала домохозяйка. У них большая и дружная семья. Его брат находится за рубежом. Мать Акмала занимается торговлей на рынке. Акмал имеет среднее образование.
Акмал два года предоставляет услугу на своем мотороллере. В повседневной жизни Акмал сталкивается со многими трудностями. В большой семье, большие расходы. Поэтому Акмал берет кредит, он намерен в свободное от работы время заняться животноводством. Он берет кредит для закупа двух голов телят и одной коровы. Таким образом Акмал хочет заняться купле - продажей крупнорогатого скота.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Akmal to purchase two calves and one cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 24, 2013
Currency Exchange Loss:
Jan 18, 2014