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Munira is a very hard-working and ambitious young woman. She is 21 years old, single, and lives with her parents and sister. Munira would have liked very much to enroll in university after graduating from high school, but her parents had no money to pay her tuition. Now, she has decided to start her own livestock business and achieve success in this endeavour. To this end, Munira took the course "Succeed", organized by the Association of Business Women, and obtained her graduation certificate. This course gave her a lot of useful information. Munira has written her business plan and is now certain that she can launch her own business. She will purchase livestock, tend it for several months, and then re-sell it at the local market at a higher price. She plans to use her profits to help her parents improve the family's living conditions.

Munira is requesting a loan of 3000 somoni to purchase livestock for her new business. She is counting on your kindness.
View original language description ↓
Мунира очень трудолюбивая и целеустремленная молодая женщина. Ей 21 года. Она не замужем и живет с родителями и сестрой. Мунира очень хотела после окончания средней школы поступить в университет, однако у родителей не было денег, чтобы Мунира поступила в университет. Она решила организовать свой бизнес скотоводством и стать успешной в этой сфере. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. От данного курса она получила много информаций для себя. Мунира написала свой бизнес-план и теперь она уверена себе, что может организовать свой бизнес. Она будет покупать скот, присматривать несколько месяцев и перепродавать на местном рынке по более высокой цене, чем она приобрела. От полученного дохода она планирует помогать родителям для улучшения условия проживания. Она запрашивает займ на сумму 3000 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Munira to buy cattle for launching her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 24, 2013
Currency Exchange Loss:
Feb 17, 2014