A loan of $600 helped to buy a dairy cow.

Ineah's story

Ineah lives in the Eldoret area of Kenya, which is training grounds for many of Kenya's Olympic runners. He has six children and has been doing this work for 10 years. His primary income sources are milk, eggs, crops, and personal business.

He stated what is most enjoyable about farming: 'horticulture and dairy farming!' His biggest challenge is "drought". He will use the loan requested from Juhudi Kilimo to buy a dairy cow.

Ineah was asked why he chose Juhudi Kilimo for this loan, to which he replied: 'because they deal with farmers.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'to do farming as a business.'

His highest monthly expense is school fees. When asked 'How will this loan benefit your family?', Ineah replied 'assist in paying school fees.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Ineah owns the following: 'a cow and poultry' but does not own 'a pig, pump, bicycle, motorcycle, or automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'a mosquito net and electricity' but does not have 'solar power, running water, sewing machine, TV, or DVD'.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details