A loan of $375 helped to buy stock of cosmetics products such as lipstick, make-up kits and some perfumes for her direct-selling business.


Nieves's story

Nieves is 48 years of age and is married with four grown-up children. She has been engaged in a direct-selling business, particularly selling cosmetics products, personal hygiene items and toiletries. She has been in this kind of business for five years. All she wants in life is to have a viable source of income and a happy family. According to her, throughout her life, she used her commitment and dedication in the pursuit of her goals in life. Nieves would like to have continuous good flow for her direct-selling business. Since her business is improving, she is also in need of bigger capital to supply all her customers. That's the reason why she asks for a loan of 15,000 PHP (Philippines pesos), allowing her to buy stock of cosmetic products such as lipstick, make-up kits and some perfumes for her direct-selling business. She hopes that her business will continue to expand so she could save and improve her financial stability.



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