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Despite financial difficulty, Esther dreamed to become financially stable in order to support the education of her children and give them a better life. She is 38 years old, married and has three school-age children. She owns and manages a small variety store in their village to help her husband in generating income.

To increase her income, she planned to increase her product offering to satisfy her customers' demand. Due to insufficient capital, she is requesting for an additional of PHP10,000.00 to buy canned goods, soaps, shampoos, soft drinks, seasonings, and beverages to sell. Through patience and strong determination, she believes that she will improve the business and make it more profitable in future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 456
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Esther to buy products for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 30, 2013
Currency Exchange Loss:
Jun 22, 2013