A loan of $6,125 helped a member to buy sandals, clothing, beauty products, and general merchandise.


Banco Mujer Emprendedoras Group's story

Banco Mujer Emprendedoras Fray Casiano, Puntarenas 2013-006 The Mujer Emprendedoras [Entrepreneurial Women] communal bank presents their second loan request. The bank is comprised of ten women who have worked together as an organized group in Fray Casiano for eight years. This is an area of Puntarenas with a high level of poverty. These women have demonstrated a good grasp of the concepts of group work (solidarity, savings, and coordinating activities to generate income) and have clear work rules. They have requested loans and know the discipline of group work. They have a board of directors, and the documents were prepared to request this loan, to have three new colleagues join, and to have two members from the previous loan to the Mujer Emprendedoras leave the communal bank. Their hard work and effort has allowed each of them to be better street merchants; this fact was evidenced during a visit with each one of the members. Yesenia, a group member, will invest this loan in the purchase of sandals, clothing, beauty products, and general merchandise. She will be increasing her inventory and covering orders for the vacation season and the Puntarenas Carnavales, which start in the month of February. This is a great sales opportunity. These women also sell food and raffle tickets, which allow them to increase their savings and support their families by covering household costs and their children's education. The majority are single mothers, the heads of their households, and their economic contributions are very important for their quality of life and that of their sons and daughters. Yesenia is a very tenacious woman, and thanks to the group's internal organization she manages to pay back the loan weekly. This allows the group to have more leeway in getting the money for the payment. She is the president, and the members consider her to be a good leader. They hope to get this loan in order to continue growing each day. They are hard-working women. Through their organization they have been able to succeed and improve their families' incomes, support their children's studies, and help their life partners by contributing to the household finances.

In this group: Laura , Katherine , María , Yorleny , Yesenia , Gerardina , Ericka , Yaricsa, Camen , Dayana
*not pictured

Translated from Spanish by Kiva volunteer Ginny Kalish



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