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Elisma, 37, is married and has two children. She lives in a village belonging to the municipality of Tela, Atlántida. Elisma decided five years ago to go into commerce and sell assorted clothes like jeans, shirts, pants, sheets and others; she also sells cosmetics, perfume and creams. She sells from place to place on order and at home. She’s been an ODEF client for three cycles and is currently asking for a 20,000 Lempira loan to buy more merchandise like clothes and cosmetics to stock up on and sell. Her goal is to offer more and better products to make the business grow and in future be able to do some home improvements.
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Elisma, tiene 37 años de edad, casada, tiene 2 hijos y vive en una aldea que pertenece al municipio de Tela, Atlántida. Elisma decidió hace 5 años a dedicarse al comercio, para vender ropa variada como jean, camisas, pantalones, sabanas, y otras, también cosméticos, perfumes y cremas. Ella vende de manera ambulante por pedidos y en su casa. Ha sido cliente de ODEF por tres ciclos, actualmente solicita otro préstamo por 20,000 Lempiras para comprar mas mercadería como ropa y cosméticos para surtir y vender. Tiene como meta ofrecer más y mejores productos para hacer crecer el negocio y poder hacerle mejoras a su vivienda en el futuro.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 76
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Elisma to buy clothes and cosmetics to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 21, 2013
Currency Exchange Loss:
Nov 17, 2013