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Jonibek is a 33-year old man. He is married and has three children. His wife is a homemaker: she raises their children and also sells milk. Jonibek is an animal farmer; he raises cattle by his home. Since he does not have an education, he has no choice but to do animal farming. He owns several heads of cattle and one dairy cow producing 10 liters [2.6 gal] of milk every day. Jonibek’s wife sells this milk to neighbors and acquaintances. They receive a good income from this work and try to develop their business.

Jonibek would like to use his loan to buy several bags of cattle feed. Jonibek is very grateful to organizations such as Kiva for their support and thanks you in advance.
View original language description ↓
Джонибек мужчина в возрасте 33 лет. Он женат и имеет троих детей. Его жена домохозяйка, занимается воспитанием детей а также продажей молока. Джонибек занимается животноводством, откармливает скот у себя дома. Так как у него нет образования он вынужден только заниматься животноводством. У него дома имеется несколько голов скота и дойная корова которая дает по 10 литров молока каждый день. Жена Джонибека продает молоко соседям и своим знакомым. У них очень хороший доход от этого вида деятельности и они стараются развивать этот бизнес.
На полученный кредит Джонибек хочет закупить несколько мешков корма для скота. Джонибек очень благодарен таким организациям как Кива за поддержку и заранее благодарит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Jonibek to purchase cattle feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Jan 23, 2013
Currency Exchange Loss:
Nov 17, 2013