A loan of $3,000 helped a member to renew her work area, which is in great need of painting and renovation.

Laila's Group's story

Laila is a 36-year-old, Iraqi woman. She is married and a mother of four children. With limited career options due to cultural restrictions and domestic constraints, Laila is one of the many Iraqi woman who is working from home. She is using her sewing skills to generate some income and participate in meeting the financial needs of her family. She owns and operates a small, home-based, sewing and tailoring business.

She has 15 years' experience working with customers, creating custom-made dresses for women and children, and other small, fabric, household items. To have a better work environment, she would like to renew her work area, which is in great need of painting and renovation. She took a loan from Relief International - Microfinance Iraq, to enable her to pay for the work.

Relief International - Microfinance Iraq offers group loans for clients unable to provide a guarantor, who are therefore unable to qualify for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for her protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Laila, Vana, Nigr

Loan details

Lenders and lending teams

Loan details