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Karo is involved in agriculture. He keeps 15 cows, 10 turkeys and chickens. He also maintains an orchard, where apricot, apple, cherry and pear trees grow.

Karo is a 52-year-old man, who lives in Vosketap village. As agriculture is the only source of income for Karo, he would like to expand it. He has requested this loan to purchase onion seeds and forage for feeding the livestock, and to renovate the greenhouse. Starting cultivation of onions will give him an opportunity to sell them in the local market and earn more income. But Karo's greenhouse is too old and needs to be renovated. The loan is very important for Karo to expand his agricultural business and get more income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 144
    View loans »
    Armenia Loans Fundraising
  • $15,804,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Karo to pay for onion seeds, forage for feeding the livestock and renovation of the greehouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 21, 2013
Currency Exchange Loss:
Nov 17, 2014