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Ms Sumeira is a 28-year-old, married woman. She has been successfully running a small beauty parlor in her community for the past eight years. She is a good beautician and has great skills in the field of makeup. Her husband works in a laboratory, but his income is not sufficient to meet daily expenses. She is a mother of two children and is motivated to provide for her family.

Because she wants to grow her business, Sumeira requested a loan of PKR 30,000 to buy cosmetics, packs of hair treatment, and skin care products from the market, in quantity, at low prices. She then would be able to meet the increasing demand for her services consistently. She is in her second loan cycle and has shown excellent repayment behavior. She wishes to utilize part of her profit to deal with personal expenses, and part to increase her business capital

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 234
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Sumeira to buy cosmetics, packs of hair treatment, and skin care products from the market, in quantity, at low prices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Feb 1, 2013
Currency Exchange Loss:
Oct 17, 2013