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Gulsara is 30 years old, married and a mother of two children, aged 5 and 6. She works as a teacher of mathematics at the school. The scope of her business is animal sales. She sells livestock in markets. Gulsara has eight years of experience in this field.

This is her second loan from this institution, and she will use the funds to purchase cattle so she can then bring them to various markets to sell. With these improvements, she hopes to get more income, improve her family's living conditions and problems and to have greater personal improvement.

In the picture you can see Gulsara with her children.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,897,700
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD