A loan of $3,000 helped a member to buy an over-machine and an ironing board for her sewing business.

Parwin's Group's story

Parwin, age 45, operates a small, home-based sewing and tailoring business. She has been engaged in this business for the past seven years. She is one of many Iraqi woman who work from home as a result of limited career options due to cultural restrictions and domestic constraints. She uses her sewing skills to generate a small income so that she can participate in meeting the financial needs of her family. She and her husband have five children.

Parwin enjoys her work, creating custom-ordered dresses and other fabric items. She would like to improve her business, specifically the equipment she uses. She would therefore like to request a loan in order to buy an over-machine and an ironing board, which will allow her to create a better variety of products and to offer an improved service to her customers. She has requested the loan from Relief International Microfinance Iraq.

Relief International Microfinance Iraq offers group loans for clients unable to provide a guarantor, therefore making them unable to apply for a loan as individuals. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Parwin, Hazha, Sarah

Loan details

Lenders and lending teams

Loan details