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Eliza lives in the Telavi district of East Georgia. She is 24 years old and lives with her husband and two children. She runs an agricultural business. In particular, she has a vineyard and a plot of land where different kinds of vegetables are grown. Eliza’s husband takes wood from the forest and sells it in the village. The couple works hard to make some savings and improve their living conditions for their children.

With the requested loan Eliza will purchase a car, and her husband will use it to take more wood from the forest and sell it in their local village, as well as in nearby villages. This will increase the family income during the winter season. The increased profit will be reinvested in the family's agricultural activities, and all members of the family will improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Eliza to purchase a car to take the wood from the forest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 21, 2013
Currency Exchange Loss:
Dec 20, 2013