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Armik is 60 years old. She lives with her husband and has been involved in agriculture for more than 10 years. Armik keeps three cows and gets milk, which she uses in cheese production. Her husband Razmik helps her to sell that milk in local markets. Their monthly income comes from agriculture, so Armik would like to expand it. She has applied for this loan to purchase two cows. This will enable her to get more milk and will significantly increase the family's income.
The loan is very important for this family to increase their income and make their living conditions better.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Armik to pay for two cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Jan 21, 2013
Currency Exchange Loss:
May 17, 2014