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Khasirat is 40 and married with two children. Khasirat and her family live in the town of Isfara. Her husband is not working at the moment, and her two sons are studying in Russia, so she has to provide for the family on her own.
Khasirat sells women's clothes and fabrics in bulk at the central market in Isfara. Every month Khasirat goes to Dushanbe to purchase her stock. To expand her business and increase her profit, Khasirat has requested a loan. She will use the funds to buy women's clothing and fabrics to boost her turnover.
View original language description ↓
Хасирату 40 лет. Она замужем и мать двоих детей. Со своей семьей она проживает в городе Исфара. В данное время муж Хасират не работает. Двое ее сыновей получают образование в России. Поэтому Хасирату приходиться самой обеспечивать семью. Она на центральном рынке города Исфары продает оптом женские одежды и материалы. В месяц один раз Хасират едит в город Душанбе за приобретением своего товара. Чтобы расширить свой бизнес и получить хороший доход, Хасират обратилась в организацию за кредитом. Полученные деньги она использует для приобретения женских одежд и материалов и тем самым увеличить товарооборот.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 196
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Khasirat to buy women's clothing and fabrics.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 22, 2013
Currency Exchange Loss:
Feb 17, 2015