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Zhuzhanna is married and has two children. She works at a factory, while also operating a small farm, which provides additional income. Zhuzhanna is hard-working and responsible. Her family is her number one priority.

Zhuzhanna is requesting a loan of 17,900 hryvnia in order to improve her living conditions. She would like to carry out repairs in the bathroom, and paint the walls in the kitchen and in the entry hallway. Currently, tiles have fallen off walls in the bathroom, mold is growing, the bathtub is rusty, and pipes are leaking. Zhuzhanna hopes that, thanks to this loan, her family will have a much more comfortable life.
View original language description ↓
Жужанна замужем. У нее двое детей. Жужанна работает на заводе и ведет небольшое фермерское хозяйство, которое дает дополнительную прибыль. Она трудолюбивая и ответственная. Для Жужанны семья на первом месте.
Жужанна просит предоставить кредит в сумме 17,900 гривен на улучшения жилищных условий. Она хочет сделать ремонт ванной комнаты, побелить стены в кухне и прихожей. Сейчас в ванной отпала плитка, появилась плесень, ржавеет ванна и испортились трубы. Жужунна надеется, что благодаря кредиту семья станет жить намного уютнее.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Zhuzhanna to repair her home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 22, 2013
Currency Exchange Loss:
Oct 17, 2014