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Chakriya's Group
In this Group: Chakriya, Sovanara, Van , Ratanak
A young widowed mother of one daughter residing in Sangke district of Battambang province, Chakriya struggles to provide for her family through porridge selling. The current business that she has been with for 7 years earns her about 41,000 KHR per day. Now, she joins a group with other three members to apply for a new loan with VisionFund, Kiva’s partner. She and two of her co-borrowers are in their fourth cycle while a remaining member is in her seventh cycle of loans. She has succeeded in paying back her entire past loan with a good progress of her lifestyle as well as her business. Now, she and the rest of her joint member are seeking for 1,400,000 KHR each. As the leader, she is going to buy various kind of beverages for resale. She hopes that she can earn more income from her current business so that she can sustain her living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,992.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chakriya's Group's $1,425 loan helped a member to buy various kinds of beverages for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014