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Diem, 39 years old, is married and has one daughter. Her husband is a worker in a nearby company. Diem supports her family with the income she earns from a business selling girdle cakes. She began this business three years ago. She lives in Ho Chi Minh City.

Diem intends to take out a loan to buy a greater quantity and higher quality of ingredients to make her cakes. She hopes that this will better meet her customers' demands and will enable her to increase her sales. She hopes her business will run smoothly and will help her to improve her living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD