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Flavia lives in Kampala, Uganda. She is married with two children, and both of them are attending school. She is not looking after any additional family members.

She has been selling second-hand clothes in the market on a retail basis for the last three years, working six days a week. She does not earn any additional income.

She has requested a loan of 400,000 Ugandan shillings from MCDT-SACCO to enable her buy to more bales of second-hand clothes for sale. Her challenges include seasonality and transport. Her dream is to start selling bales of clothes to retailers.

She joined MCDT because of the convenient terms and the timely loans. She stays in her husband's house with access to electricity but not piped water. Her major monthly expenses include school fees and transport.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 154
    View loans »
    Uganda Loans Fundraising
  • $33,666,250
    Funds lent in using Kiva
  • 2,667.7
    Uganda Shillings (UGX) = $1 USD