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Geraldina, 35, is married and has two children; she lives with them in a village in the municipality of Tela, Atlántida. She’s been selling cosmetics like perfume, lotion, cream, talc, make-up, deodorant, etc. for seven years. She sells from place to place and also at home. She’s stayed in business thanks to loans. She’s asked ODEF for four loans counting the present one that’s for 15,000 Lempiras she’ll use to buy more cosmetics to resell. Her objective is to continue earning profits in order to continue supporting her children’s schooling.
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Geraldina, tiene 35 años de edad, esta casada, tiene dos hijos con quienes vive en una aldea del municipio de Tela, Atlántida.
Geraldina lleva siete años de dedicarse a la venta de cosméticos como perfumes, lociones, cremas, talcos, maquillaje, desodorantes, etc. Las ventas las realiza de manera ambulante y en su casa. Ella ha mantenido su negocio mediante préstamos, ha solicitado cuatro ciclos de préstamos en ODEF, con el que solicita actualmente que es por 15,000 lempiras, el cual lo utilizara para comprar más cosméticos para la venta. Su objetivo es seguir obteniendo ganancias para seguir ayudando a sus hijos con el estudio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 40
    View loans »
    Honduras Loans Fundraising
  • $9,970,375
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Geraldina to buy cosmetics to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 12, 2013
Jan 18, 2013
Currency Exchange Loss:
Feb 17, 2014