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Esther lives in Kampala, Uganda. She is single with two children and both of them attend school. She is not looking after any other family members.

She has been selling second hand clothes at retail in the market and from door to door for three years, working six days a week. She does not have any other source of income.

She has requested for a loan of UShs 400,000 from Kiva partner MCDT- SACCO in order to enable her to buy bales of second hand clothes to sell. Her challenges include seasonality and ever increasing prices of used clothes. Her dream is to expand her business, employ people in other markets and also to start importing used clothes. She joined MCDT for more capital and because of timely loans. She rents a house without access to either electricity and piped water. Her major monthly expenses are rent, water and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 114
    View loans »
    Uganda Loans Fundraising
  • $33,607,300
    Funds lent in using Kiva
  • 2,667.7
    Uganda Shillings (UGX) = $1 USD