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Ms. Kalsoom is a 36 year old married woman and a mother of three children. She has been doing the business of tailoring for many years to support her husband.

She accepted the fact that if her husband works alone for their family, they will not be able to meet the expenses of the household, including the educational needs of her children. That is why she started tailoring at home to support her family well. Together with her husband, she manages their household while operating the business.

At this time, she is working hard to continually provide income for their everyday expenses. Now she requested a loan of PKR 30000 to purchase more spools of thread, packs of buttons, lace etc. In this way she will be able to meet the increasing demand.

Her regular customers are her neighbors and the local community. Kalsoom hopes to grow her business, and dreams of giving a good, quality education to her children through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Kalsoom to purchase more spools of thread, packs of buttons, lace, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Feb 1, 2013
Currency Exchange Loss:
Nov 17, 2013