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Ms. Safia is a 43-year-old widow. She has been doing the business of hand embroidery for the past eight years.

She faced hard times after the death of her husband. This compelled her to initiate her business to fulfill the needs of her eight children. She is motivated to provide her family with the basic necessities of life including food, clothes and education. Her embroidery patterns are very popular in her territory and she makes enough to lead a decent life.

She has gradually improved her business with the support of Kashf Foundation. Currently, she has requested a loan of PKR 30000 to buy more frames, needles and threads of different colors, which will help in generating more income.

She has been in association with Kashf for six years. She hopes to have a good experience with this new loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 367
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Safia to buy more frames, needles and threads of different colors, which will help in generating more income.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014