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Ms. Farzana is a 31-year-old married woman and a mother of four children. She is devoted to providing for her family.

She enjoys her business of knitting sweaters and shawls. She offers colorful sweaters and shawls to the people of her community. She initiated her business with the support of Kashf Foundation, and over time she has become popular in her town and gained a regular list of customers. She earns enough for a hand-to-mouth existence.

In order to complete orders on time, she requested a loan of PKR 25000. This would help her to purchase bundles of wool, threads in various colors and packs of needles. She hopes to get increased earnings through large sales. She wishes to spend part of the income on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 209
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Farzana to purchase bundles of wool, threads in various colors and packs of needles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014