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Mirgnul is 29 years old, and is raising two children. As the main breadwinner in her family, Mirgnul has been selling consumer products since August 2012. After starting out with 30,000 soms (KGS), Mirgnul has successfully grown her business so that it earns a monthly profit of 8,000 soms. With the goal of developing her business further, Mirgnul has turned to Bai Tushum & Partners for a loan in the amount of 100,000 soms (KGS) to buy a larger number of products and increase her selection. Mirgnul plans on investing the proceeds from the loan into leasing a building for her store.
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Миргул 29 лет, замужем, воспитывает двоих детей. В качестве основного дохода для своей семьи, с августа 2012 года Миргул занимается торговлей товаров народного потребления. Стартовав с суммы в 30,000 сом (KGS), Миргул смогла развить бизнес с ежемесячной прибылью в 8,000 сом. В целях дальнейшего развития своего бизнеса, Миргул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку большего количества товара, расширить ассортимент. Доходы Миргул планирует вложить приобретение арендуемого здания магазина.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Mirgul to increase the selection of goods in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 19, 2013
Currency Exchange Loss:
Feb 17, 2014