Check out some available loans that are similar to this one!

Update on Salamatu

This is 39-year-old Salamatu. She is married and has three children aged 19, 17 and 14.

In 1999, Salamatu established her rubber, clothes, slippers, jeans and jewellery business. She started this business because she wanted to generate income, educate her children and build houses. Working seven days a week and ten hours a day, she earns about SLL 1,000,000 every month from this business.

She is requesting a loan of SLL 4,500,000. Salamatu requires this loan to be able to travel to neighbouring countries in order to buy large quantities of clothing, rubber, slippers and jeans at discount prices.

In the future, Salamatu plans to import goods into the country and begin to sell wholesale. She thanks you for your support.

Previous Loan Details

This is 38-year-old Salamatu. She is married and has three children aged 18, 16 and 13. In 1999, Salamatu established her rubbers, clothes, slippers, jeans and jewelry business. She began her business because she wanted to generate income, educate her children and build houses. Working seven ... More from Salamatu's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,338.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Salamatu to buy more clothes, slippers and jeans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 18, 2013
Currency Exchange Loss:
Dec 17, 2013
This photo was used before for a previous loan for Salamatu. It was first posted on Kiva on Aug, 2012. Learn More