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Update on Saumu

Saumu has seen her business help the residents by the provision of potable water. She looks forward to increasing the sources of income to her family by opening up a grocery stall. She also would like to increase the number of water tanks and pay for her children's education.

Saumu is applying for a loan of 125,550 KES to buy a water tank, pay school fees, and buy grocery stock to set up a grocery business.

Saumu believes these will increase her income and help her continue providing education to her children.

Previous Loan Details

Saumu has been selling water to her neighbors in the Coastal town of Changamwe, Kenya for five years. The increase in population around where she stays has caused a high demand for water. She is married and has five children; three are in school. She also sells cooked food to her neighbors. Saum... More from Saumu's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 552
    View loans »
    Kenya Loans Fundraising
  • $49,764,125
    Funds lent in using Kiva
  • 86.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Saumu to buy more tanks, pay school fees, and buy grocery stock for her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 18, 2013
Currency Exchange Loss:
Jan 17, 2014
This photo was used before for a previous loan for Saumu. It was first posted on Kiva on Nov, 2011. Learn More