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Ms Farzana is a young, energetic female and has run a beauty parlor for the past 5 years. Her husband is employed in a mill but he earns a very low income in order to meet the daily expenses of the family. Ms Farzana works for the improvement of her family finances through her business. She has one son and dreams to provide him with quality education so that he can have a prosperous future. She lives with her in-laws so she needs to earn more income to bear the expenses of all the family members. She has gradually improved her parlor with the help of Kashf loans and now she is in need of 30,000 so that she can purchase more items for her beauty parlor such as makeup, hair treatment products and cleansers. It will help her to cater to more customers time after time which will ultimately help bring in more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 343
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Farzana to purchase more items for her beauty parlor such as makeup, hair treatment products and cleansers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014