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Sirvard is involved in beekeeping. Currently she keeps 10 beehives. She keeps livestock which currently includes 6 pigs and 10 chickens, as well as grows apple, pear, nut, peach and apricot trees.
Sirvard lives with her pensioner husband Henrik, who helps his wife with the agriculture.
The main income for Sirvard and her husband is from selling their harvests at the local markets. Sirvard is a very hardworking women and she does her best to have good harvests.
Sirvard has applied for this loan to purchase forage for feeding the livestock. With the loan's help Sirvard will be able to save money and cover some basic needs of the family.
The loan is very important so she is able to continue the expansion of her farm, which means increased income and better living conditions for her and her husband.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Sirvard to buy forage for feeding the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 18, 2013
Currency Exchange Loss:
Jun 23, 2015