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Nazokat is a woman of 50 years old. She is married and has four children. Her activities are linked to trade. Nazokat sells men's shoes. She has been engaged in this business for more than ten years.

Nazokat's children are grown and have created their own families, and they help their parents as they are able. But Nazokat also tries to earn money on her own since her children have their own families and concerns.

Since 2005, Nazokat has been borrowing from Arvand and is one of their best clients. She has never had a late payment and has not violated the conditions of lending. She is always punctual and responsible.

Nazokat wants to use the loan to bring a new assortment of products and to increase her inventory. She is very grateful to Arvand for the financial support and understanding.
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Назокат женщина в возрасте 50 лет. Она замужем имеет четверых детей. Ее вид деятельности связан с торговлей. Назокат продает мужскую обувь. Этим бизнесом она занимается более 10 лет. Дети Назокат уже выросли и создали свои семьи но они по возможности помогают своим родителям. Но Назокат старается сама тоже зарабатывать деньги так как у детей свои семьи и заботы. Назокат с 2005 года кредитуется в Арванде и является одним их лучших клиентов. Она не разу не имела просрочки и не нарушала условии кредитования. Всегда пунктуальная и ответственная.
На полученный кредит Назокат хочет привезти новый ассортимент товара и увеличить свой товарооборот. Она очень благодарна организации Арванд за финансовую поддержку и понимание.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 231
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Nazokat to purchase a new assortment of men's shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 22, 2013
Currency Exchange Loss:
Dec 17, 2013