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Nayyer's Group
In this Group: Nayyer , Sara, Tabassum, Nasreen, Tasleem, Shabana
Nayyar is 23 years old, a hardworking and independent woman. She is living in Punjab, Pakistan, with her family. Her husband is a painter and his income is insufficient to meet the household expenses. For the past few years Nayyar has been running a beauty salon, and she wants to purchase a variety of cosmetic products like beauty and makeup kits, hair products, facial creams, etc. for her beauty salon. For that reason, Nayyar as a member of a six-person lending group has requested a loan from Kiva partner BRAC Pakistan. With her increased profits, first she will repay the loan amount to Kiva and then she wants to build a new room in the salon, as the space in the salon is too much congested. She hopes that her business grows and she is very thankful to both BRAC and Kiva.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 298
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nayyer's Group's $1,275 loan helped a member to purchase a variety of cosmetic products for her salon.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 18, 2013
Currency Exchange Loss:
Dec 17, 2013