On her own initiative, and with much dedication, Ruddy works her small business selling groceries. She works daily from early morning for about 12 hours. She believes that things are going well for her because of the good prices and friendly service she gives her customers.
Ruddy is very grateful to the Kiva lenders, because thanks to them she will be able to buy merchandise such as rice, sugar, milk, vegetables, drinks, and other things. In this way she will be able to stock her store and serve more customers. Ruddy will be able to continue working and making an effort to achieve her greatest dream of having her own mini market.
Por iniciativa propia, con mucho empeño y dedicación, Ruddy trabaja en su pequeño negocio de venta de abarrotes, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, ella se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a sus cliente.
Ruddy se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como arroz, azúcar, leche, menestras, bebidas y otros, de esta manera tendrá mejor abastecido su negocio y podrá atender a mas clientes, así pues Ruddy seguirá trabajando y esforzándose para lograr su gran sueño de ampliar su negocio y tener su propio mini market.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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