By her own initiative, and with much determination and dedication, María works in her small business selling gelatins, lollipops, and “raspadillas” (snow cones). In addition, during the winter season, she sells delicious sweets such as maize porridge, “colado” (traditional Peruvian dessert prepared with beans, sugar, cloves, and toasted sesame seeds) and other desserts. She works every day from early in the morning and can work about six hours. María feels at ease doing her work and believes that it is going well because of the friendly treatment she provides to her customers.
María is grateful for the Kiva loans because thanks to the help provided, she will be able to buy a “raspadillera” (snow cone machine) as well as disposable cups and spoons. In this way, María’s business will be better equipped and she will be able to service more customers. So then, María will continue working and striving to get ahead and achieve her great dream of completing overall construction of her home.
* An ancient dish of Andean origin, carapulcra is a peculiar pork and dry-potato stew, flavored with chocolate, cumin, peanuts, port wine, and coriander.
Por iniciativa propia, con mucho empeño y dedicación, María trabaja en su pequeño negocio de venta de gelatinas, chupetes y raspadillas, adicionalmente en la temporada de invierno vende deliciosos dulces como mazamorras, colado y otros, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 6 horas, María se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
María se encuentra agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una máquina raspadillera, así como vasos y cucharas descartables, de esta manera María tendrá su negocio mejor acondicionado y podrá atender a mas clientes, así pues María seguirá trabajando y esforzándose para salir adelante y desea lograr su gran sueño de terminar la construcción total de su vivienda.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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