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Nelzon José
Nelzon owns a furniture manufacturing shop where he makes double beds and armoires, among other wood items. His specialty is the double bed made with quality and excellent appearance. His main customers are merchants who sell them in markets in Managua and other important Nicaraguan cities. Demand for his product has increased and he needs working capital to fill pending orders which have grown in past months. He used to work in construction and later learned carpentry, a specialty that he has been able to develop thanks to his great artisanal talent.
View original language description ↓
Don Nelzon es propietario de un taller de muebles donde produce camas matrimoniales, roperos, entre otros productos de madera.

Su especialidad es la cama matrimonial, elaborada con calidad y excelente presentación, sus principales clientes son comerciantes que se encargan en venderlo en los mercados de Managua y otras ciudades importantes de Nicaragua.

Su demanda ha crecido por la calidad del producto, y requiere de capital de trabajo para atender los pedidos de sus clientes, que en estos últimos meses ha crecido.

Su trabajo anterior era en el sector de la construcción y posteriormente aprende el oficio de carpintero, especialidad que ha podido desarrollar por tener un gran talento artesanal.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Nelzon José to buy lumber.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Jan 17, 2013
Currency Exchange Loss:
Oct 17, 2013