Mercy is married and has five children. She has received schooling through junior high. Mercy sells foodstuffs at Santrokofi, Hohoe, which she has done for 17 years. Her husband is a petty trader. Mercy uses her income to help her spouse to educate their five children. Mercy will use the loan to buy more foodstuffs for sale to increase her profit for expansion. With the new profits from her expanded business, Mercy plans to save for her old age.