Rose is a married woman and has five children. She has received schooling through basic level to junior high school. Rose is a petty trader and a farmer from Akpafu, Hohoe. She has been farming maize and rice for the past five years. She took out a loan to fry doughnuts and hawk them to assist her husband, who is a peasant farmer, pay for their children’s school fees. Rose also uses her income to feed the family. Rose will use this loan to purchase a gallon of oil, flour and margarine and store it for her business. Rose plans to save the new profit from her expanded business and put it back into the business.