Joyce is a married woman. She has five children with ages ranging from 20 years to 35 years. She describes herself to be an honest woman.
She operates a retail store where she sells clothes such as skirts and shirts, and bed covers, etc. She has been involved in this business for five years. Her business is located at a residential area and her primary customers are local residents. She describes her biggest business challenge to be the high prices of clothes.
She will use the KES 20,000 loan to buy clothes to sell. Her business goal is to buy bales of clothes and resell within five years. This is her first loan with SMEP DTM.