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Update on Fedor

Fedor is an entrepreneur from Kamenka-Dneprovskaya. He grows vegetables in greenhouses and also performs welding jobs. Last year he used his loan received from Kiva to buy plastic sheeting and seeds. Fedor had a good harvest. In addition, he received a lot of orders for welding jobs, which allowed him to make some additional income. At the end of the season Fedor did some calculations and saw that income from welding was higher, but income from his greenhouse - less than expected.

This year, Fedor is requesting a loan to repair his greenhouses, as well as to buy seeds and fuel for heating. He plans to redesign a greenhouse (making it more frost-resistant), so that he will be able to harvest earlier and, as a result, to increase his income.

There has been a minor change in Fedor's family situation: his two daughters have entered first grade. Fedor and his wife now help them with their homework.
View original language description ↓
Федор - предприниматель из г. Каменка-Днепровская. Он выращивает овощи в теплицах, а также выполняет сварочные работы. В прошлом году Федор использовал КИВА кредит для пленки и семян. Федор получил хороший урожай. Также было много заказов по сварочным работам благодаря чему Федор смог получить дополнительный доход. Произведя подсчеты в конце сезона, Федор увидел, что доход со сварочных работ был большим, а доход с теплицы - меньше ожидаемого.

В этом году Федор просит предоставить ему кредит на ремонт своих теплиц, покупку семян и топлива для отопления. Он изменить конструкцию теплицы (сделать ее более морозоустойчивой), чтобы получть урожай как можно раньше, и таким образом увеличить доход.

В семье Федора есть небольшие изменения - сразу две его дочери пошли в школу в первый класс. Теперь Федор с женой помогаю им делать домашнее задание.

Previous Loan Details

Fedor need additional means to buy seeds and greenhouse film. Because the prices for these goods have been going up, savings from his business are not enough. In addition, Fedor believes that taking out a business loan is convenient and advantageous. Last year Fedor also took out a loan to buy gr... More from Fedor's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 9
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Fedor to fix his greenhouses, and to buy some seeds and fuel for heating.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 28, 2013
Currency Exchange Loss:
Sep 17, 2013