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Annet is married and has five children, four of whom go to school. She also takes care of additional family members (father). She has a business of selling charcoal and has been in this business for eight years. She sells to all categories of people on a retail basis. She has applied for a loan of 400,000 UGX from MCDT-SACCO to buy more bags of charcoal. She also generates additional income from working as a cook at the nearby school. Her major business challenges include transportation and seasonality. She is aspiring to become a wholesaler and also to buy a delivery van to help with transportation. She resides in her own house, and the family has access to electricity but not to piped water. Her monthly expenses include school fees and medication.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 94
    View loans »
    Uganda Loans Fundraising
  • $33,590,725
    Funds lent in using Kiva
  • 2,663.2
    Uganda Shillings (UGX) = $1 USD