Helina is a married woman. She has eight children. She describes herself to be a jovial and ambitious woman. She operates a farm stand where she sells milk from her dairy cows, maize, beans, vegetables, coffee, etc. She has been involved in this business for 20 years. Her business is located at a productive agricultural area and her primary customers are local residents. She describes her biggest business challenge to be insufficient funds for improving the business.
Helina will use the Kes 20,000 loan to buy animal feed. Her business goal is to be a large-scale farmer within 5 years. She hopes that in the future, she will buy more cows for dairy farming. This is her first loan with SMEP DTM.