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Nhan's Group
In this Group: Nhan, Chanthorn, Sengleang, Phal, Yan
Residing in Kandal province’s Sa Ang district in Cambodia, Nhan is a 53-year-old widow and the mother of seven children, two of whom (a son and a daughter) are still under her responsibility and are currently students. Nhan offers a decent life for her family by working for others as a paid worker and by farming rice. This hard-working single mother earns about 17,000 KHR per day and manages to save approximately 7,000 KHR after meeting her daily expenses.

Nhan is a second-time borrower with VisionFund (Kiva’s partner). The past loan had a huge positive impact on her. Nhan was able to better support her family and, the greatest effect of all, educate her children.

The lack of working capital to support her rice-growing business has been a great challenge for her. Thus, Nhan is now leading a group which consists of five female members to take out a loan in the amount of 4,100,000 KHR in total. Nhan, the group representative, will utilize her portion of this loan to support her rice-growing business by purchasing fertilizer, rice seed, and pesticides.

After receiving and efficiently using her requested loan portion, she hopes that her rice field will provide a good-quality crop so that she can sell it at a good price, generating more income for the family. This industrious single mother would love to dedicate all the efforts that she has put into her work to moving her family ahead and, most importantly, further advancing the education of her beloved children.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,003.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhan's Group's $1,025 loan helped a member to purchase fertilizer, rice seed, and pesticides.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Feb 1, 2013
Currency Exchange Loss:
Dec 17, 2013