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Lali is from the Chkhorotsku district of West Georgia. She is 43 years old, married and lives with her daughter, son, brother-in-law and retired mother-in-law. Lali’s daughter is a student. Lali and her husband run an agricultural business. In particular, they own two calves and two milk cows, whose milk is used in dairy products. Lali produces cheese and sells it locally. Besides, the family has a pig and sells piglets seasonally. Also, they have a vineyard and a plot of land where nuts are grown. The family completes all relevant agricultural work to ensure a good harvest. Lali works hard, but she still doesn’t have enough income to build her savings and improve the living conditions of her family.

With the requested credit, Lali will finance the education of her daughter. Another part of the loan will be used for purchasing fertilizers for her family's nut orchard. After fertilizing and properly caring for her plants, Lali will get high quality harvest and sell it at a good price. This will significantly increase her family's income, improving living conditions for all family members.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 51
    View loans »
    Georgia Loans Fundraising
  • $8,643,950
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Lali to fund her daughter's education and purchase fertilizer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 29, 2012
Jan 17, 2013
Currency Exchange Loss:
Sep 17, 2013